Is Experian Free Credit Report Accurate

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Ulzheimer says a card issuer chooses a bureau based, in part, on what type of agreement it has with that bureau.

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In some cases, a potential lender will simply let you know that they will do a credit pull, and by following through with the application, you grant them permission to do so.

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Because of this, you might want to keep your eye on your FICO score, rather than many of the others that are available, simply because this is the number the lenders care about most.

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